com.dropwatchhq/grant-finder

Measured conclusion: Deep-tested. L2 outcome: tools_ok.

Find federal and public grants a business may qualify for, with eligibility and links.

Add to your agent

Copy this into your MCP client config:

{
  "mcpServers": {
    "grant-finder": {
      "url": "https://qualify.dropwatchhq.com/mcp",
      "transport": "streamable-http"
    }
  }
}

Measured tools (12)

• qualify_check

  Eligibility-navigator: given a household situation (income, size, filing status), return which federal/state benefits & credits the person LIKELY qualifies for but may be missing — each with a confidence tier (LIKELY/VERIFY/UNLIKELY), the exact governing rule cited inline, the verify-date, and the administering body to claim it FREE. Never a guarantee; never files for you.

  Parameters:

  • householdIncome (required) — number — Annual household income (USD).
  • householdSize (required) — number — People in household.
  • filingStatus — string — Tax filing status.
  • onQualifyingProgram — boolean — Already on SNAP/Medicaid/SSI/etc.
  • retirementContribution — number — IRA/401k contributed this year (USD).
  • hasAffordableEmployerCoverage — boolean

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• grail_value

  Value a collector's item from live retail + sold comps (DropWatch price-history) and return a confidence-tiered estimate with the comp shops and scrape date. Free preview of the value; the full appraisal+eligibility prep payload is the premium tool grail_appraise.

  Parameters:

  • query (required) — string — Item name, be specific (set + type).
  • niche — string

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• grail_appraise

  PREMIUM. Full GrailQualify appraisal + eligibility-prep payload: live valuation with all comps & scrape date, scheduled-insurance under-coverage gap, grading worth-it call — each rule-cited with authority hand-off. Pay-per-call via x402 (USDC on Base).

  Parameters:

  • query (required) — string
  • niche — string
  • perItemSpecialLimit — number — Your home-policy per-item valuables limit (USD).

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• missed_credits_scan

  Detect federal tax credits a household LIKELY qualifies for but commonly never claims — EITC (26 USC 32), Saver's Credit (25B), education AOTC/LLC (25A), Child & Dependent Care (21), and home energy (25C/25D) — each confidence-tiered with the exact IRS pub cited and the FREE IRS Free File / VITA hand-off. Detection & explanation only; never files a return.

  Parameters:

  • householdIncome (required) — number — AGI (USD).
  • householdSize (required) — number
  • dependents — number
  • energyKind — string — solar/battery/heatpump/insulation/etc.
  • energySpend — number
  • earnedIncome — number
  • filingStatus — string
  • childcareCost — number
  • investmentIncome — number
  • paidForChildcare — boolean
  • dependentsUnder13 — number
  • hasEducationExpenses — boolean
  • madeEnergyImprovement — boolean
  • retirementContribution — number

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• realtor_copilot

  B2B (RESPA-safe SaaS): given a buyer's 8 fields, return the down-payment-assistance & loan programs (HFA DPA, FHA, VA, USDA, MCC) the buyer likely PASSes, sequenced in apply-order, each program administered by the HFA/approved lender. Flat-fee tool; no per-referral kickback, no lender steering.

  Parameters:

  • householdIncome (required) — number
  • creditScore (required) — number
  • state — string
  • propertyType — string
  • householdSize — number
  • purchasePrice — number
  • firstTimeBuyer — boolean
  • militaryOrVeteran — boolean

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• life_event_scan

  PREMIUM. The reversal mechanic: one life-event trigger (new-baby / bought-a-house / lost-a-job / moved-states / started-a-business) fans out across ALL relevant spine verticals (benefits, missed credits, student-loan relief, DPA) and returns every finding at once — each rule-cited with a free authority hand-off. Pay-per-call via x402 (USDC on Base).

  Parameters:

  • event (required) — string
  • householdIncome (required) — number
  • householdSize (required) — number
  • dependents — number
  • creditScore — number
  • employerType — string
  • filingStatus — string
  • firstTimeBuyer — boolean
  • hasFederalStudentLoans — boolean

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• visa_match

  Detect which U.S. visa categories likely fit a person's situation (O-1 extraordinary ability, EB-2 NIW, H-1B, family-based, EB-5), each with the governing statute (INA / 8 CFR) cited and a confidence tier. INFORMATION ONLY — not legal advice; every finding hands off to a licensed immigration attorney. Never files a petition.

  Parameters:

  • o1CriteriaMet — number — How many of the 8 O-1 criteria you meet.
  • advancedDegree — boolean
  • usRelativeStatus — string
  • bachelorsOrHigher — boolean
  • exceptionalAbility — boolean
  • hasUsEmployerSponsor — boolean
  • investableCapitalUSD — number
  • usRelativeRelationship — string — e.g. spouse, parent, sibling.
  • majorInternationalAward — boolean
  • nationalInterestEndeavor — string — Describe your endeavor of national importance (EB-2 NIW).
  • yearsProgressiveExperience — number
  • fieldOfExtraordinaryAbility — string

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• citizenship_descent

  Detect eligibility for a second citizenship by ancestry (Italy / Ireland / Poland / Germany), citing each country's descent rule + generational limit + the cut-off that most often breaks a claim. INFORMATION + DOCUMENT-CHECKLIST ONLY — recognition is decided by the foreign government; hands off to the consulate / a citizenship attorney.

  Parameters:

  • ancestryCountry (required) — string
  • ancestorEmigratedYear — number
  • ancestorNaturalizedYear — string — Year ancestor naturalized abroad, or 'never'.
  • nearestQualifyingAncestor — string
  • lineThroughFemaleBefore1948 — boolean — Italy 1948-rule: line passes through a woman before 1948.
  • ancestorPersecuted1933to1945 — boolean — Germany Art. 116(2) restoration.
  • bornBeforeAncestorNaturalized — boolean
  • parentWasOnForeignBirthsRegister — boolean — Ireland great-grandparent line.

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• rd_grants_check

  Screen whether a startup/SMB likely qualifies for the federal R&D tax credit (26 U.S.C. 41 4-part test), the payroll-tax offset (qualified small business), and SBIR/STTR + state grants, from its activities. VIABILITY DETECTION ONLY — not a filing service, never takes a percentage; hands off to a CPA / the program office.

  Parameters:

  • state — string
  • preRevenue — boolean
  • isForProfit — boolean
  • hasW2Payroll — boolean
  • employeeCount — number
  • majorityUsOwned — boolean
  • activityTechnical — boolean
  • activityDescription — string
  • grossReceiptsThisYear — number
  • yearsWithGrossReceipts — number
  • facedTechnicalUncertainty — boolean
  • didExperimentationOrIteration — boolean
  • developingNewOrImprovedProduct — boolean

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• charity_care_check

  Detect likely eligibility for a nonprofit hospital's charity-care / financial-assistance (501(r)) + state charity-care law + No Surprises Act, from income vs the Federal Poverty Level. FREE PATIENT INFORMATION — this care is free if you qualify; we never charge a patient to access it. Hands off to the hospital's financial-assistance office.

  Parameters:

  • householdIncome (required) — number
  • householdSize (required) — number
  • state — string
  • wasEmergency — boolean
  • gotSurpriseBill — boolean
  • billExceedsEstimate — boolean
  • hospitalIsNonprofit — boolean

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• hr_benefit_scan

  Detect under-used EMPLOYER benefits an employee qualifies for (dependent-care FSA, student-loan repayment, fertility/IVF, HSA match), from the plan + the employee's situation. EMPLOYER-PAYS B2B2C, ERISA-aware, non-medical — information + enrollment-nudge only; the plan administrator decides. Hands off to HR / the SPD.

  Parameters:

  • hasHdhp — boolean
  • planOffersHsa — boolean
  • hasStudentLoans — boolean
  • planOffersDcFsa — boolean
  • dependentsUnder13 — number
  • planOffersFertility — boolean
  • paysForDependentCare — boolean
  • interestedInFertility — boolean
  • employerOffersHsaMatch — boolean
  • planOffersLoanRepayment — boolean

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• applyby_deadlines

  Given a household situation, return the application / recertification / reporting deadlines for the benefits the person likely qualifies for — each with its CFR/statute cite and administering body. The reminder annuity's data spine.

  Parameters:

  • householdIncome (required) — number
  • householdSize (required) — number

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

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