Launch529: 529 plans and college costs

Measured conclusion: Deep-tested. L2 outcome: tools_ok.

Compare state 529 plans, look up college costs and check qualified 529 expenses. Free, no key.

Add to your agent

Copy this into your MCP client config:

{
  "mcpServers": {
    "Launch529: 529 plans and college costs": {
      "url": "https://launch529.com/api/public/mcp",
      "transport": "streamable-http"
    }
  }
}

Measured tools (7)

• search_schools read-only

  Find colleges and universities by name, in the US and 529-eligible schools abroad. Returns each school's id, location and annual published costs (tuition, room and board, books). Use get_school with the id for cost history and net price.

  Parameters:

  • query (required) — string — Part of the school's name, e.g. 'san diego state'

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• get_school read-only

  Details for one US school by id: current sticker price, average net price, net price by family income, cost history since 2005, graduation rate and median earnings. Get the id from search_schools.

  Parameters:

  • school_id (required) — integer — The school's id from search_schools

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• estimate_college_cost read-only

  Project what college will cost and what to save. Give a US school id and the year the student starts. Returns the projected cost per year and in total, and the monthly amount that would fully fund it from today, assuming steady returns after the plan's fees.

  Parameters:

  • school_id (required) — integer — US school id from search_schools
  • start_year (required) — integer — First academic year, e.g. 2044 for the 2044-45 year
  • years — integer — Years of undergraduate study. Default 4.
  • housing — string — Where the student will live. Default on_campus.
  • current_savings — number — Already saved, in US dollars. Default 0.
  • monthly_contribution — number — What is saved each month. Default 0.
  • annual_return_percent — number — Expected yearly return before fees as a percent. Default 6.

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• list_529_plans read-only

  List state 529 savings plans, ranked by popularity and ratings, with fees, Morningstar and Saving For College ratings, state tax benefit and whether residents of other states can join. Filter by state, by plans anyone can open, by maximum yearly fee, or by minimum rating.

  Parameters:

  • limit — integer — How many to return. Default 10, up to 30.
  • state — string — Two-letter state code, e.g. 'UT'. Returns that state's plans.
  • top_rated — boolean — Only plans with a Morningstar medal or a 4.5+ Saving For College rating
  • max_fee_percent — number — Highest yearly asset-based fee, in percent, e.g. 0.3
  • direct_sold_only — boolean — Only plans you can open yourself, without an advisor
  • open_to_nonresidents — boolean — Only plans that people from any state can open

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• get_529_plan read-only

  Everything we know about one 529 plan: fees, minimums, investment options, ratings, state tax benefit, restrictions and features. Use the slug from list_529_plans, or the plan's name.

  Parameters:

  • plan (required) — string — A plan slug like 'my529-ut', or part of its name

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• compare_529_plans read-only

  Compare two to four 529 plans side by side on fees, ratings, tax benefit, minimums and who can join.

  Parameters:

  • plans (required) — array — Plan slugs or names

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• check_expense read-only

  Say whether a college expense is a qualified 529 expense (for example 'laptop', 'off-campus rent', 'gas', 'student health insurance') with the reason, based on IRS Publication 970.

  Parameters:

  • description (required) — string — What the money was spent on

  Hints: read-only yes · destructive no · idempotent yes · open-world no

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