My Insure Bank (MIB)

Measured conclusion: Deep-tested. L2 outcome: tools_ok.

Live Nigerian insurance quotes across insurers, free policy check-up, and hosted checkout links.

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Copy this into your MCP client config:

{
  "mcpServers": {
    "My Insure Bank (MIB)": {
      "url": "https://mcp.myinsurebank.com/mcp",
      "transport": "streamable-http"
    }
  }
}

Measured tools (7)

• get_quote_requirements

  Returns the exact details to collect from the customer for a line of insurance — the same rating inputs MIB's own quote forms use. Call this FIRST, ask the customer the questions, then call compare_insurance_quotes with their answers. Omit product_type to see every line.

  Parameters:

  • product_type — string — The line of insurance. Omit to get the requirements for all lines.

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• compare_insurance_quotes

  Get real-time premiums across MIB's partner insurers (NSIA, Heirs, Tangerine, Cornerstone, NEM, WellaHealth, emPLE…) in NGN. Health/travel/gadget offers include a buy_url. MOTOR offers deliberately have no link: after presenting motor quotes you MUST ask the customer in chat for their vehicle + address + next-of-kin details (each offer's to_buy field lists them) and then call get_buy_link — that is the only way to a motor checkout. Rating inputs: auto → sum_insured (vehicle value) + cover_type; health → plan_code + lives; travel → travellers + travel_class + travel_scope; gadget → sum_insured (device value) + device_type.

  Parameters:

  • product_type (required) — string — The line of insurance to quote.
  • age — number — Applicant age in years — some insurers rate on it.
  • lives — number — Health: number of people covered. Default 1.
  • plan_code — string — Health: plan tier — AWRS (Standard), AWGD (Gold) or AWPL (Platinum).
  • cover_type — string — Auto: 'comprehensive' or 'third party'. Default comprehensive.
  • travellers — number — Travel: number of travellers. Default 1.
  • device_type — string — Gadget: what the device is, e.g. Phone, Laptop.
  • sum_insured — number — Value being covered in NGN (vehicle value for auto, device value for gadget). Required for auto and gadget.
  • travel_class — string — Travel: 'economy' or 'executive'.
  • travel_scope — string — Travel: 'local' (within Nigeria) or 'foreign' (international).

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• list_insurance_products

  Browse the live product catalogue MIB carries for one insurer. insurer: 'universal', 'nsia', 'heirs' or 'emple'. For emPLE you can filter line to 'general' or 'life'.

  Parameters:

  • insurer (required) — string
  • line — string — emPLE only.

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• policy_checkup

  MIB's free second opinion on an insurance policy the customer already holds (with any insurer). Compares their current premium against live market rates and reports the estimated annual saving. Requires the customer's name and phone number — MIB's licensed brokers may follow up to help them switch. Ask the customer for consent before calling this.

  Parameters:

  • product_type (required) — string — e.g. auto, health, travel, gadget
  • name (required) — string — Customer's full name (required).
  • phone (required) — string — Customer's phone number (required).
  • email — string — Customer's email (optional).
  • cover_type — string — e.g. comprehensive, third-party.
  • sum_insured — number — Current cover amount in NGN, if known.
  • insurer_name — string — Insurer they hold the policy with.
  • current_premium — number — What they currently pay per year, NGN.

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• get_purchase_requirements

  Everything MIB's own purchase forms collect before payment, per line — for motor that is the full vehicle (make, model, year, body type, colour, usage, plate, chassis/VIN, engine number, seats), the insured's address details, and a next of kin. Collect it all in chat, then call get_buy_link with it: the checkout page arrives prefilled and the customer only signs in, reviews and pays. Identity (DOB/NIN) is never collected in chat.

  Parameters:

  • product_type (required) — string

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• get_buy_link

  Build the MIB hosted-checkout link for a chosen offer (from compare_insurance_quotes). MOTOR REQUIRES the full details collected via get_purchase_requirements (vehicle + insured + next_of_kin) — without them this tool returns an error telling you what to collect. With them, the customer lands on a review summary of everything gathered in chat and only signs in and pays with Paystack — the agent never handles payment.

  Parameters:

  • product_type (required) — string
  • insurer (required) — string — Insurer code from the compare results (e.g. nsia, uic, heirs, emple).
  • premium (required) — number — The quoted annual premium in NGN.
  • insured — object — Auto: insured details — title, gender, address, city, state (2-letter code).
  • vehicle — object — Auto: the vehicle details from get_purchase_requirements (make, model, year, body_type, color, use, plate_number, chassis_number, engine_number, seats).
  • plan_code — string — Plan code from the offer, when present.
  • attributes — object — Other lines: the quote inputs to carry to checkout (plan_code, lives, travellers, device_type…).
  • cover_type — string — Auto: 'comprehensive' or 'third party'.
  • next_of_kin — object — Auto: next of kin — first_name, last_name, gender, phone, relationship.
  • sum_insured — number — The value quoted on (vehicle/device value in NGN).

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

• about_mib_for_developers

  What My Insure Bank is, what this MCP server can do, and how developers get their own MIB partner API key (sandbox instantly, live after business verification).

  Hints: read-only not declared · destructive not declared · idempotent not declared · open-world not declared

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