FinanceGenius.AI

Measured conclusion: Alive, not deep-tested. L2 outcome: not_attempted.

India's financial MCP — cards, loans, FDs, insurance, MFs; EMI/SIP/tax calcs; NAV lookup; RAG.

Add to your agent

Copy this into your MCP client config:

{
  "mcpServers": {
    "FinanceGenius.AI": {
      "url": "https://mcp.financegenius.ai/mcp/",
      "transport": "streamable-http"
    }
  }
}

Measured tools (12)

• search_indian_products read-only

  Search FinanceGenius.AI's catalogue of Indian financial products. Args: product_type: One of 'credit_card', 'loan', 'deposit', 'insurance', 'investment'. Omit to search across all categories. search_query: Free-text search (matches name + description). E.g. 'cashback', 'home loan', 'HDFC'. min_rating: Filter to products with rating >= this value (1-5 scale). Returns: Up to 10 matching products, sorted by popularity.

  Parameters:

  • min_rating
  • product_type
  • search_query

  Hints: read-only yes · destructive no · idempotent not declared · open-world no

• get_product_details read-only

  Get full details of a specific product by its slug. Args: product_slug: The URL-safe identifier (e.g. 'hdfc-millennia-credit-card'). Get slugs from search_indian_products.

  Parameters:

  • product_slug (required) — string

  Hints: read-only yes · destructive no · idempotent not declared · open-world no

• compare_products read-only

  Side-by-side compare 2-4 products of the same category. Args: product_slugs: List of 2-4 product slugs. All must be in the same category (e.g. all credit cards, or all FDs). Returns: A markdown comparison table highlighting feature differences.

  Parameters:

  • product_slugs (required) — array

  Hints: read-only yes · destructive no · idempotent not declared · open-world no

• calculate_emi read-only

  Calculate EMI for a loan with year-by-year amortisation schedule. Args: principal: Loan amount in rupees. annual_rate: Annual interest rate as a percentage (e.g. 10.5 for 10.5%). tenure_months: Loan tenure in months. Returns: Monthly EMI, total interest, total payment, and amortisation schedule.

  Parameters:

  • principal (required) — number
  • annual_rate (required) — number
  • tenure_months (required) — integer

  Hints: read-only yes · destructive no · idempotent not declared · open-world no

• calculate_sip read-only

  Calculate future value of a Systematic Investment Plan (SIP). Args: monthly_amount: Monthly SIP contribution in rupees. annual_return_pct: Expected annual return (e.g. 12 for 12%). years: Investment horizon in years.

  Parameters:

  • monthly_amount (required) — number
  • annual_return_pct (required) — number
  • years (required) — integer

  Hints: read-only yes · destructive no · idempotent not declared · open-world no

• calculate_cagr read-only

  Calculate the Compound Annual Growth Rate (CAGR) of an investment. Args: initial_value: Initial investment in rupees. final_value: Final value in rupees. years: Holding period in years.

  Parameters:

  • initial_value (required) — number
  • final_value (required) — number
  • years (required) — integer

  Hints: read-only yes · destructive no · idempotent not declared · open-world no

• calculate_fd_maturity read-only

  Calculate FD maturity amount with compounding. Args: deposit_amount: Principal deposit in rupees. annual_rate: Annual interest rate as a percentage. years: FD tenure in years (e.g. 1.5 for 18 months). compounding: One of 'monthly', 'quarterly', 'half_yearly', 'yearly'. Most Indian FDs compound quarterly.

  Parameters:

  • deposit_amount (required) — number
  • annual_rate (required) — number
  • years (required) — number
  • compounding — string

  Hints: read-only yes · destructive no · idempotent not declared · open-world no

• calculate_indian_income_tax read-only

  Compute Indian income tax for FY 2025-26 under old or new regime. Args: annual_income: Gross annual income in rupees. regime: 'new' (default) or 'old'. deductions_80c: Section 80C deductions in rupees (max ₹1,50,000, old regime only). deductions_80d: Section 80D health-insurance premium (old regime only). hra_exemption: HRA exemption amount (old regime only). Returns: Slab breakdown, total tax, effective rate, regime comparison.

  Parameters:

  • annual_income (required) — number
  • regime — string
  • hra_exemption — number
  • deductions_80c — number
  • deductions_80d — number

  Hints: read-only yes · destructive no · idempotent not declared · open-world no

• get_mutual_fund_nav read-only

  Get the latest NAV of an Indian mutual fund by AMFI scheme code. Args: amfi_scheme_code: AMFI scheme code (e.g. '119598' for SBI Bluechip Direct). Find codes at mfapi.in or amfiindia.com. Returns: Scheme name, latest NAV, NAV date, fund house, scheme type.

  Parameters:

  • amfi_scheme_code (required) — string

  Hints: read-only yes · destructive no · idempotent not declared · open-world yes

• explain_financial_concept read-only

  Look up Indian financial products and terms in FinanceGenius.AI's catalogue. Hybrid retrieval (BM25 + semantic + product database, fused with Reciprocal Rank Fusion) over our product records. Good for questions anchored to real products: 'which HDFC cards waive the annual fee?', 'what does the Bajaj FD pay for 3 years?', 'ELSS options with a 3-year lock-in'. Not a general financial encyclopedia: the curated explainer knowledge base is not loaded in production, so abstract questions ('how does APR work?') fall back to product matches. Say so rather than dressing a product listing up as an explanation. Args: query: The financial question or concept to explain. institution: Optional — narrow search to one institution (e.g. 'hdfc-bank').

  Parameters:

  • query (required) — string
  • institution

  Hints: read-only yes · destructive no · idempotent not declared · open-world no

• find_best_fd read-only

  Rank Indian Fixed Deposits by net-of-tax yield for a given amount + tenure. Args: amount: Investment amount in rupees. years: FD tenure in years (e.g. 1.5 for 18 months). is_senior_citizen: True to use senior-citizen rates (typically +0.5%). tax_slab_pct: Investor's income tax slab as a percentage (5/10/20/30). FD interest is fully taxable; this is used for net-yield ranking. Returns: Top 5 FDs sorted by net-of-tax maturity, each showing gross & net amount.

  Parameters:

  • amount (required) — number
  • years (required) — number
  • tax_slab_pct — number
  • is_senior_citizen — boolean

  Hints: read-only yes · destructive no · idempotent not declared · open-world no

• find_best_card_for_spend read-only

  Recommend Indian credit cards based on spending pattern. Args: monthly_spend: Total monthly card spend in rupees. primary_category: One of 'grocery', 'fuel', 'dining', 'travel', 'online_shopping', 'utilities', 'general'. Defaults to 'general' — "which card for ₹40,000 a month?" is a complete question, and making this required turned it into a validation error. annual_income: Annual income to filter cards by eligibility (optional). prefer_no_annual_fee: True to prioritise lifetime-free cards. Returns: Top 5 cards with estimated annual cashback/rewards value.

  Parameters:

  • monthly_spend (required) — number
  • annual_income
  • primary_category — string
  • prefer_no_annual_fee — boolean

  Hints: read-only yes · destructive no · idempotent not declared · open-world no

Repository

Measured by MCPYP probing. Untested fields are omitted, never estimated. Listing is always free; MCPYP never proxies calls or stores user tokens.