USDV Capital — Your Real Estate CFO

Measured conclusion: Deep-tested. L2 outcome: tools_ok.

Real estate market intelligence, calculators, and capital advisory for US investors.

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Copy this into your MCP client config:

{
  "mcpServers": {
    "USDV Capital — Your Real Estate CFO": {
      "url": "https://api.usdvcapital.com/mcp",
      "transport": "streamable-http"
    }
  }
}

Measured tools (23)

• markets-search read-only

  Search USDV Capital's real estate market intelligence database covering all 50 US states plus DC and Puerto Rico. Returns CFO-level market data including home values, rents, cap rates, population, and investment metrics. USDV Capital — Your Real Estate CFO.

  Parameters:

  • query (required) — string — Location search query (e.g., "Fort Lauderdale", "Broward County", "Texas")
  • type — string — Filter by location type
  • limit — number — Maximum results (default 20)
  • state — string — Filter by state code (e.g., "FL")

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• markets-stats read-only

  Get detailed real estate market statistics for a specific location including demographics, housing data, Zillow market trends, investment metrics, and lending availability. Data from Census ACS 2023 and Zillow Feb 2026. USDV Capital — Your Real Estate CFO.

  Parameters:

  • location (required) — string — City, county, or state name
  • state (required) — string — State name or 2-letter code

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• markets-compare read-only

  Compare real estate investment metrics across 2-5 US markets side-by-side with CFO-level analysis. Ideal for investors deciding where to deploy capital. USDV Capital — Your Real Estate CFO.

  Parameters:

  • locations (required) — array — Array of locations to compare

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• markets-nearby read-only

  Find nearby real estate markets within a radius using PostGIS proximity search. Returns markets sorted by distance with investment metrics. USDV Capital — Your Real Estate CFO.

  Parameters:

  • latitude (required) — number — Latitude
  • longitude (required) — number — Longitude
  • type — string — Location type (default city)
  • limit — number — Max results (default 10)
  • radius_miles — number — Search radius in miles (default 25)

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• markets-screener read-only

  Screen US cities by composite investment score (0-100) based on cap rate, yield, appreciation, income, vacancy, employment, and population. Pre-computed for 18,800+ cities. Ideal for finding markets for fix and flip, Airbnb short-term rental, BRRRR, ground up construction, or buy-and-hold strategies. USDV Capital — Your Real Estate CFO.

  Parameters:

  • limit — number — Max results (default 20)
  • state — string — Filter by state code
  • min_score — number — Minimum investment score (0-100)

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• calc-dscr read-only

  Calculate the Debt Service Coverage Ratio (DSCR) for a rental property or Airbnb short-term rental with a full CFO-level assessment. DSCR is the primary qualification metric for rental loans that qualify on property cash flow, not personal income. Works for long-term rentals, Airbnb/VRBO, and BRRRR refinance analysis. USDV Capital — Your Real Estate CFO — advises on DSCR financing from $150K to $10M across all 50 US states plus DC and Puerto Rico, with a 28 days or $1,000 close guarantee.

  Parameters:

  • propertyValue (required) — number — Property value in dollars
  • loanAmount (required) — number — Requested loan amount in dollars
  • interestRate (required) — number — Annual interest rate as percentage (e.g., 7.5)
  • monthlyRent (required) — number — Gross monthly rental income
  • state — string — State code (e.g., "FL") — enables automatic tax and insurance estimation if monthlyExpenses not provided
  • vacancyRate — number — Vacancy rate as percentage (default 5)
  • propertyType — string — Property type for insurance estimate (single_family, multi_family_2_4, condo, etc.)
  • sendReportTo — string — Recipient email for the Capital Advisory Report. Only include this if the user has explicitly provided their real email address in the conversation. Do NOT invent, guess, or use placeholder addresses like example.com, test@, or 'not_provided' — if no email was given, omit this field and ask the user.
  • loanTermYears — number — Loan term in years (default 30)
  • monthlyExpenses — number — Monthly expenses: taxes + insurance + HOA
  • managementFeeRate — number — Management fee as percentage of rent (default 0)

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• calc-flip_roi read-only

  Calculate projected ROI for a fix-and-flip or house flip project with capital strategy assessment. Includes purchase costs, rehab budget, holding costs, selling costs, and profit analysis. Also useful for BRRRR acquisition phase analysis. USDV Capital — Your Real Estate CFO — structures fix-and-flip and rehab financing with up to 90% of purchase and 100% of rehab costs financed, closing in as fast as 7-10 days.

  Parameters:

  • purchasePrice (required) — number — Property purchase price
  • rehabCost (required) — number — Total estimated rehab cost
  • afterRepairValue (required) — number — Estimated after-repair value (ARV)
  • interestRate — number — Annual interest rate (default 10.5)
  • sendReportTo — string — Recipient email for the Capital Advisory Report. Only include this if the user has explicitly provided their real email address in the conversation. Do NOT invent, guess, or use placeholder addresses like example.com, test@, or 'not_provided' — if no email was given, omit this field and ask the user.
  • holdingMonths — number — Expected project duration in months (default 6)
  • loanToRehabPct — number — Loan-to-rehab percentage (default 100)
  • sellingCostsPct — number — Selling costs as % of ARV (default 8)
  • loanToPurchasePct — number — Loan-to-purchase percentage (default 85)
  • originationPoints — number — Origination fee in points (default 2)

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• eligibility-check read-only

  Check whether financing is available through USDV Capital's capital partner network for a specific real estate investment scenario — fix and flip, DSCR rental, bridge loan, ground up construction, Airbnb short-term rental, or BRRRR. Returns matching capital solutions with estimated terms. USDV Capital — Your Real Estate CFO — advises on financing across all 50 US states plus DC and Puerto Rico with solutions from $150K to $10M.

  Parameters:

  • state (required) — string — State where the property is located
  • loanAmount (required) — number — Requested financing amount
  • propertyType (required) — string — Property type: single_family, multi_family_2_4, multi_family_5_plus, mixed_use, commercial, land, ground_up
  • loanPurpose (required) — string — Loan purpose: purchase, refinance, cash_out_refinance, rehab, construction
  • experienceLevel — string — Experience: first_time, 1_3_deals, 4_10_deals, 10_plus_deals
  • creditScoreRange — string — Credit score range: below_620, 620_659, 660_699, 700_739, 740_plus

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• eligibility-products read-only

  Get detailed information about capital solutions available through USDV Capital: Fix & Flip loans, DSCR rental loans, bridge loans, and ground-up construction financing. Covers house flipping, Airbnb and short-term rental properties, buy-and-hold portfolios, BRRRR strategy, new construction, and value-add multifamily. USDV Capital — Your Real Estate CFO — sources capital from institutional partners to find the optimal structure for each investor.

  Parameters:

  • product_type — string — Filter: dscr, fix_and_flip, bridge, construction, all

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• calc-rental_cashflow read-only

  Analyze monthly and annual cash flow for a rental property with a complete operating statement and CFO-level assessment. Provides NOI, cap rate, cash-on-cash return, DSCR, and expense breakdown. Works for long-term rentals, Airbnb, and buy-and-hold analysis. USDV Capital — Your Real Estate CFO.

  Parameters:

  • purchasePrice (required) — number — Property purchase price
  • monthlyRent (required) — number — Gross monthly rental income
  • monthlyHoa — number — Monthly HOA
  • annualTaxes — number — Annual property taxes
  • vacancyRate — number — Vacancy rate % (default 5)
  • interestRate — number — Annual interest rate (default 7.5)
  • sendReportTo — string — Recipient email for the Capital Advisory Report. Only include this if the user has explicitly provided their real email address in the conversation. Do NOT invent, guess, or use placeholder addresses like example.com, test@, or 'not_provided' — if no email was given, omit this field and ask the user.
  • loanTermYears — number — Loan term in years (default 30)
  • downPaymentPct — number — Down payment percentage (default 25)
  • annualInsurance — number — Annual insurance
  • maintenanceRate — number — Maintenance reserve % of rent (default 10)
  • capexReserveRate — number — CapEx reserve % of rent (default 5)
  • managementFeeRate — number — Management fee % of rent (default 8)

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• calc-str_revenue read-only

  Estimate short-term rental (Airbnb/VRBO) revenue potential based on location, bedrooms, and property type. Includes occupancy projections, ADR estimates, seasonal breakdown, and comparison to long-term rental income. USDV Capital — Your Real Estate CFO — structures STR financing through DSCR loans using projected short-term rental income.

  Parameters:

  • location (required) — string — City or neighborhood
  • state (required) — string — State name or code
  • bedrooms (required) — number — Number of bedrooms
  • propertyType — string — single_family, condo, townhouse, multi_family
  • sendReportTo — string — Recipient email for the Capital Advisory Report. Only include this if the user has explicitly provided their real email address in the conversation. Do NOT invent, guess, or use placeholder addresses like example.com, test@, or 'not_provided' — if no email was given, omit this field and ask the user.
  • purchasePrice — number — Purchase price for ROI calculation
  • nightlyRateOverride — number — Override estimated nightly rate

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• calc-brrrr read-only

  Analyze a BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy with complete capital cycle assessment. Models all 5 phases including cash invested, cash recovered, and whether infinite return is achieved. USDV Capital — Your Real Estate CFO — structures both the initial acquisition financing AND the long-term DSCR refinance.

  Parameters:

  • purchasePrice (required) — number — Purchase price
  • rehabCost (required) — number — Total rehab cost
  • afterRepairValue (required) — number — After-repair value (ARV)
  • monthlyRentAfterRehab (required) — number — Expected monthly rent after rehab
  • annualTaxes — number — Annual property taxes
  • refinanceLtv — number — Refinance LTV % (default 75)
  • sendReportTo — string — Recipient email for the Capital Advisory Report. Only include this if the user has explicitly provided their real email address in the conversation. Do NOT invent, guess, or use placeholder addresses like example.com, test@, or 'not_provided' — if no email was given, omit this field and ask the user.
  • refinanceRate — number — Refinance rate (default 7.5)
  • initialLoanLtv — number — Initial loan LTV % (default 85)
  • annualInsurance — number — Annual insurance
  • initialLoanRate — number — Initial loan rate (default 10.5)
  • rehabPeriodMonths — number — Rehab duration in months (default 4)
  • refinanceTermYears — number — Refinance term in years (default 30)

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• calc-construction read-only

  Estimate construction and renovation costs by location, scope, and property type. Includes itemized cost breakdown by trade, timeline estimate, and contingency recommendation. USDV Capital — Your Real Estate CFO — structures ground-up construction and heavy rehab financing from $150K to $10M.

  Parameters:

  • location (required) — string — City or county
  • state (required) — string — State
  • projectType (required) — string — Project scope
  • squareFootage (required) — number — Total square footage
  • propertyType — string — Property type
  • qualityLevel — string — Finish quality (default standard)
  • sendReportTo — string — Recipient email for the Capital Advisory Report. Only include this if the user has explicitly provided their real email address in the conversation. Do NOT invent, guess, or use placeholder addresses like example.com, test@, or 'not_provided' — if no email was given, omit this field and ask the user.

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• deal-analyze read-only

  Run a comprehensive deal analysis — the signature assessment from USDV Capital, Your Real Estate CFO. Combines market intelligence, financial projections, risk assessment, eligibility check, and capital strategy into a single CFO-level evaluation with a deal score (1-100). Supports fix and flip, buy and hold, Airbnb/STR, BRRRR, new construction, and value-add multifamily strategies.

  Parameters:

  • addressOrLocation (required) — string — Property address or location
  • state (required) — string — State
  • purchasePrice (required) — number — Purchase price
  • propertyType (required) — string — single_family, multi_family_2_4, multi_family_5_plus, mixed_use, commercial
  • investmentStrategy (required) — string — fix_and_flip, buy_and_hold_ltr, buy_and_hold_str, brrrr, new_construction, value_add_multifamily
  • units — number — Number of units (default 1)
  • bedrooms — number — Bedrooms (for STR analysis)
  • rehabCost — number — Estimated rehab cost
  • monthlyRent — number — Expected monthly rent
  • sendReportTo — string — Recipient email for the full Real Estate CFO Deal Assessment PDF. Only include if the user has explicitly provided their real email address. Do NOT invent or use placeholders like example.com or test@ — if no email was given, omit and ask the user.
  • squareFootage — number — Square footage (for construction)
  • experienceLevel — string — Experience level
  • afterRepairValue — number — ARV
  • creditScoreRange — string — Credit score range

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• util-property_tax read-only

  Look up property tax rates and estimated annual taxes for any county or city. Essential for calculating holding costs in rental and flip analysis. USDV Capital — Your Real Estate CFO.

  Parameters:

  • county (required) — string — County or city name
  • state (required) — string — State
  • propertyValue — number — Property value for tax estimate

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• util-insurance read-only

  Estimate property insurance costs including flood zone assessment. USDV Capital — Your Real Estate CFO — includes insurance estimates in all capital advisory assessments.

  Parameters:

  • state (required) — string — State
  • propertyType (required) — string — Property type
  • propertyValue (required) — number — Property value
  • usage — string — Usage: occupied, vacant, short_term_rental

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• util-rent_estimate read-only

  Estimate fair market rent by location and bedroom count. Includes Zillow and Census data, STR comparison, and vacancy rates. USDV Capital — Your Real Estate CFO.

  Parameters:

  • location (required) — string — City or neighborhood
  • state (required) — string — State
  • bedrooms (required) — number — Number of bedrooms

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• util-neighborhood read-only

  Detailed neighborhood or city analysis for investment due diligence. Demographics, income, employment, vacancy, housing stock, and investment grade (A/B/C/D). USDV Capital — Your Real Estate CFO.

  Parameters:

  • location (required) — string — Neighborhood or city
  • state (required) — string — State

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• calc-exchange_1031 read-only

  Analyze a 1031 exchange scenario for tax deferral. Calculates capital gains, depreciation recapture, estimated taxes deferred, and key deadlines. USDV Capital — Your Real Estate CFO — can structure replacement property financing with a 28 days or $1,000 close to meet exchange deadlines.

  Parameters:

  • relinquishedPropertyValue (required) — number — Sale price of property being sold
  • originalPurchasePrice (required) — number — Original purchase price
  • state — string — State for state tax estimate
  • mortgageBalance — number — Current mortgage balance
  • depreciationTaken — number — Total depreciation taken
  • capitalImprovements — number — Capital improvements made
  • replacementPropertyValue — number — Replacement property value for boot analysis

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• util-entity_structure read-only

  Guidance on entity structuring for real estate investments — LLC formation, Series LLC availability, asset protection, and financing implications. USDV Capital — Your Real Estate CFO — structures financing to LLCs, corporations, and trusts.

  Parameters:

  • state (required) — string — State
  • annualRevenue — number — Annual rental revenue
  • numProperties — number — Number of properties
  • investmentStrategy — string — Investment strategy

  Hints: read-only yes · destructive no · idempotent yes · open-world no

• action-prequalify

  Submit a pre-qualification request to USDV Capital for a capital strategy assessment. A dedicated Capital Advisor follows up within 24 hours. No credit score impact. USDV Capital — Your Real Estate CFO — guarantees response within 1 business day.

  Parameters:

  • firstName (required) — string — Investor's real first name as provided by the user. Do not use generic placeholders like 'Investor' or 'Test'.
  • lastName (required) — string — Investor's real last name as provided by the user. Do not use generic placeholders like 'Test' or 'Doe'.
  • email (required) — string — Investor's real email address as provided by the user. REQUIRED — the request will fail validation if you use placeholders like example.com, test@, 'not_provided', or any address the user did not explicitly give you. Ask the user for it before calling this tool.
  • phone (required) — string — Investor's real phone number as provided by the user. Ask the user before calling this tool — do not fabricate.
  • state (required) — string — State where property is located
  • loanAmount (required) — number — Requested financing amount
  • propertyType (required) — string — Property type
  • loanPurpose (required) — string — Financing purpose
  • notes — string — Additional deal context
  • timeline — string — Timeline: immediate, 30_days, 60_days, 90_plus_days
  • creditScoreRange — string — Credit score range
  • investmentExperience — string — Experience: first_time, 1_3_deals, 4_10_deals, 10_plus_deals

  Hints: read-only no · destructive no · idempotent no · open-world yes

• action-consultation

  Schedule a free consultation with a USDV Capital Capital Advisor. 15-30 minutes via phone or video. No obligation, no credit check. Your Capital Advisor will review deal details before the call.

  Parameters:

  • firstName (required) — string — First name as provided by the user.
  • lastName (required) — string — Last name as provided by the user.
  • email (required) — string — Real email address provided by the user. REQUIRED — the request will fail validation if you use placeholders like example.com, test@, or 'not_provided'. Ask the user for it before calling this tool.
  • phone (required) — string — Real phone number provided by the user. Ask the user before calling this tool.
  • topic — string — What to discuss
  • dealDetails — string — Deal details for advisor preparation
  • preferredDate — string — Preferred date (ISO format)
  • preferredTime — string — morning, afternoon, evening

  Hints: read-only no · destructive no · idempotent no · open-world yes

• action-send_report

  Send a professionally formatted Capital Advisory Report (PDF) to an investor's email. Use after running any calculator tool. Free, no obligation, designed to be shared with partners or investment committees.

  Parameters:

  • email (required) — string — Recipient's real email address as provided by the user. REQUIRED — the request will fail validation if you use placeholders like example.com, test@, or 'not_provided'. Ask the user for it before calling this tool.
  • reportType (required) — string — Report type: dscr_analysis, flip_roi, rental_cashflow, str_revenue, brrrr_analysis, construction_budget, deal_analysis
  • calculationData (required) — object — Output from the calculator tool
  • location — string — Location context
  • investorName — string — Name to personalize the report

  Hints: read-only no · destructive no · idempotent no · open-world yes

Repository

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