ITIN Finance

Measured conclusion: Deep-tested. L2 outcome: tools_ok.

Verified ITIN lender directory + 290 bilingual guides on US loans, cards & credit without an SSN.

Add to your agent

Copy this into your MCP client config:

{
  "mcpServers": {
    "ITIN Finance": {
      "url": "https://mcp.itinlending.net/?src=registry",
      "transport": "streamable-http"
    }
  }
}

Measured tools (8)

• search_guides read-only

  Search 290+ editorial guides across the ITIN finance network (loans, mortgages, credit cards, credit scores — English and Spanish). Returns quick answers with canonical article URLs.

  Parameters:

  • query (required) — string — What the user wants to know, e.g. 'refinance car loan itin' or 'prestamo personal con itin'
  • lang — string — Answer language: en (default) or es (Spanish)
  • site — string — Restrict to one site in the network: lending, creditcard, or creditscore. Omit to search all three

  Hints: read-only yes · destructive no · idempotent not declared · open-world yes

• get_guide read-only

  Get one guide by slug or approximate title: quick answer, FAQs, related guides, canonical URL.

  Parameters:

  • slug (required) — string — Guide slug, or an approximate title to match on
  • lang — string — Answer language: en (default) or es (Spanish)

  Hints: read-only yes · destructive no · idempotent not declared · open-world yes

• faq_lookup read-only

  Search 1,800+ editorial FAQs for a direct answer to a specific ITIN finance question (EN/ES). Each answer carries its source article URL.

  Parameters:

  • query (required) — string — A specific ITIN finance question, e.g. 'can I get a mortgage with an ITIN'
  • lang — string — Answer language: en (default) or es (Spanish)

  Hints: read-only yes · destructive no · idempotent not declared · open-world yes

• find_itin_lenders read-only

  List institutions that accept ITIN (no SSN) applicants for a loan or card type, optionally filtered by US state. Every entry states whether it was verified against the institution's own pages, with citation URLs and dates.

  Parameters:

  • loan_type (required) — string — Which product the question is about: auto loan, mortgage, personal loan, business loan, or credit card
  • lang — string — Answer language: en (default) or es (Spanish)
  • state — string — US state name or 2-letter code

  Hints: read-only yes · destructive no · idempotent not declared · open-world yes

• get_lender_details read-only

  Full verified profile for one institution: ITIN policy, states, membership rules, published terms, citations, and our editorial coverage.

  Parameters:

  • name (required) — string — Institution name, e.g. 'Alterra Home Loans'

  Hints: read-only yes · destructive no · idempotent not declared · open-world yes

• can_i_get_this_loan read-only

  The direct answer to 'can I get a(n) X with an ITIN?': the editorial quick answer, typical requirements, and institutions with documented ITIN programs for that loan type (optionally state-filtered). Informational only — not a recommendation or referral. EN/ES.

  Parameters:

  • loan_type (required) — string — Which product the question is about: auto loan, mortgage, personal loan, business loan, or credit card
  • lang — string — Answer language: en (default) or es (Spanish)
  • state — string — US state name or 2-letter code, to narrow to institutions lending there

  Hints: read-only yes · destructive no · idempotent not declared · open-world yes

• itin_state_info read-only

  State-level context for ITIN holders: state/local taxes paid by undocumented immigrants (ITEP 2022), effective tax rate, driver's-license access law, and the state guide URL.

  Parameters:

  • state (required) — string — US state name or 2-letter code

  Hints: read-only yes · destructive no · idempotent not declared · open-world yes

• how_to_get_an_itin read-only

  How to apply for an ITIN (IRS Form W-7): the process, documents, timelines, and common mistakes — with the full guide URL. EN/ES.

  Parameters:

  • lang — string — Answer language: en (default) or es (Spanish)

  Hints: read-only yes · destructive no · idempotent not declared · open-world yes

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